Pay Anyone,
Anywhere.
Send money across Nigeria, Ghana, Kenya, and beyond from your Choppaddi wallet. Pay in naira, cedis, shillings, or USDC to anyone, even if they're not on Choppaddi. Fast, clear fees, and you see the full amount before you confirm.
Pay in the currency that fits your life
Send Money Simply.
To Anyone You Need To.
Choppaddi Pay is how you send money across Africa in naira, cedis, shillings, or USDC: to real people and businesses, on or off Choppaddi.
Three Steps.
That’s It.
Sending money to someone outside Choppaddi is as simple as sending a message. Here's how it works.
Send a PaymentOpen Choppaddi Pay
Go to Choppaddi Pay from your Choppaddi wallet. Your balance is already there. No extra setup needed.
Enter Who You’re Paying
Add who you're paying, the amount, and choose naira, cedis, shillings, or USDC. You'll see the full cost, including the fee, before you confirm.
Confirm and Send
Hit confirm and the money is on its way. They receive it in seconds, and you get a receipt in your payment history.
Pay Anyone You
Need To Pay
From paying a vendor in your city to sending money across borders in Africa. NGN, GHS, KES, or USDC, to anyone outside the Choppaddi marketplace.
Pay a Local Shop or Vendor
Buying from a store in Lagos, Accra, or Nairobi that isn't on Choppaddi? Pay them in naira, cedis, or shillings from your wallet.
Send Money to Family Abroad
Send naira, cedis, or shillings to family in Nigeria, Ghana, or Kenya without expensive remittance fees or long wait times.
Pay a Freelancer or Contractor
Settle with someone who did work for you, even if they've never used Choppaddi before.
Pay an Online Store
Checkout with a business selling online outside the Choppaddi marketplace.
Pay Multiple People at Once
Paying staff, riders, or a list of vendors? Send to everyone in one batch instead of one payment at a time.
Pay a Supplier in Another Country
Settle with a supplier across West or East Africa, or pay in USDC when you're sending further abroad.
Pay Someone in Another
Country in Seconds
Whether you're sending naira from Lagos, cedis to Accra, or shillings to Nairobi, Choppaddi Pay gets it there fast without the usual bank delays.
Fast delivery
Most payments arrive in seconds, not the 3–5 days you'd wait with a bank.
They don't need Choppaddi
The person or business you're paying doesn't have to be on the platform.
Pay Someone
Right Now.
Open Choppaddi Pay from your wallet, pick who you're paying, and send in naira, cedis, shillings, or USDC. It takes minutes, and they don't need to be on Choppaddi.
From your wallet
No extra apps. Open Pay and send straight from Choppaddi.
Safe & recorded
Every payment is checked and saved to your history.
Almost zero fees
Keep more of your money. No hidden charges, no bank transfer rates.